Common Myths About Workers’ Compensation Benefits
When a person is injured in the workplace, they may be entitled to workers’ compensation benefits. However, not all employees file a claim for some reason. They may not understand the process or may not think they qualify for benefits.
There are a lot of misconceptions about workers’ compensation benefits. If you’ve been injured at work, it’s in your best interest to file a claim—even if you don’t think you’re eligible. You just might be surprised. Here are some myths about workers’ compensation benefits that you should know about.
Your Injury Must Occur at the Job Site
This is one of the biggest misconceptions. While your injury must occur while you are performing job duties, the injury does not have to occur at the office or primary location. For example, you can receive compensation if you are injured while attending a conference at a different location or visiting a client offsite. You can even receive compensation if you are injured while working from home. However, commuting to and from work is not covered.
You Can Get Fired if You File a Claim
Many people are afraid to file workers’ compensation claims because they are afraid they will get fired. While your employer may be upset, they cannot fire you, as it is illegal to do so. Your chances of being terminated do not increase by filing a claim, so don’t be afraid to do so.
You Need to Be a Full-Time Employee
Many people think they need to be permanent, full-time employees in order to be eligible for workers’ compensation benefits, but that’s not true. The only requirement is that the person be on the employer’s payroll. So while freelancers or independent employers may not be eligible, part-time and temporary employees can receive benefits.
Workers’ Compensation Covers All of Damages
Workers’ compensation benefits are limited. They may cover all of your medical expenses and you might get a portion of your lost wages, but that’s about it. Pain and suffering, emotional trauma, scarring, and disfigurement are not covered. If you were severely injured in the workplace, you may want to file a personal injury lawsuit instead.
It’s a Frustrating Process, So Why Bother?
Filing a workers’ compensation claim can be a burdensome process. The insurance company has to investigate the claim and it may find ways to deny it. This can be frustrating, but that’s not a good enough reason to just forget about the claim. If you have a valid claim, you are entitled to compensation. Don’t lose out on benefits.
Contact Us for More Information About Workers’ Compensation Benefits
While the standards for workers’ compensation benefits may be strict, if you have a valid claim, you should try to file it. Ignore common misconceptions and find out the truth about what you are entitled to receive in a workplace accident.
White Plains workers’ compensation lawyer Michael Lawrence Varon can help you jump through the hoops and maximize your workers’ compensation settlement. We know the laws that apply. To schedule a free consultation, fill out the online form or call (914) 228-1770.