Dispelling Common Myths About SSDI Benefits
When it comes to government benefits, a lot of people are misinformed about their purposes. They may think they don’t qualify or that they don’t serve these benefits. They don’t want to feel the shame of accepting a “handout,” no matter how disabled they may be.
That’s why it’s important to dispel the most common myths involved with Social Security Disability Insurance (SSDI) benefits. Millions of people have benefitted from the monthly payments provided by the Social Security Administration, and if you are too disabled to work, you may qualify as well.
There may still be a stigma involved in taking benefits, but you need to ignore them. Learn the truth so you can apply with confidence. Here are some common myths surrounding SSDI benefits.
SSDI Benefits Are Handouts
This is a common myth surrounding SSDI benefits, but it’s not true at all. SSDI is not a handout and you are not a freeloader if you decide to take it. More than 156 million workers in the United States pay into these benefits when they work. Your taxes help pay for these benefits in the event you are disabled. More than 8 million people use these benefits, which are very hard to qualify for. The program is very strict and does not allow for freeloaders, so if you qualify, you must truly deserve these benefits.
You Shouldn’t Apply if You Don’t Need the Money
While getting monthly payments is the main reason to apply, there are other benefits to consider. You also get benefits for dependents, as well as Medicare coverage and other health insurance coverage. You can prevent bankruptcy or foreclosure on your home. Plus, you can protect your retirement benefits with a disability freeze. So even if you are financially secure and don’t necessarily need the money now, SSDI can help in other ways.
SSDI Recipients Never Return to Work
Another common myth is that SSDI keeps people disabled and unemployed. This is not true, as the program encourages recipients to hone their skills and return to work, if possible. While many people who receive these benefits are terminally ill and die before returning to work, that’s not the case for everyone. Many people do recover and desire to return to the workforce. The program features a Ticket to Work Program, which helps recipients find employment. So SSDI benefits do not need to be permanent.
Learn More About Social Security Disability Benefits
Many people are ashamed of applying for SSDI benefits, so they lose out on important benefits they deserve. Don’t end up this way. If you are truly disabled, then take the steps to ensure you get the benefits you need.
Many people get denied, though, so they give up. Let White Plains Social Security disability lawyer Michael Lawrence Varon help you with your claim so you get approved quickly. We have experience dealing with this complex area of law. Get started by scheduling a consultation. Call 914-294-2145 or fill out the online form.