Other Benefits You Can Get Besides SSDI
If you are disabled and expect to be so for more than a year, you may qualify for Social Security Disability Insurance (SSDI) benefits. SSDI benefits provide an average payment of $1,358 per month for a single person or $2,383 per family.
While this is a decent amount of money, the cost of living is high. In many cases, this is still not enough money for a person to survive. If a disabled person cannot work, then how else can they make money? The good news is that there are other benefits that come with SSDI.
When you get SSDI for two years, the Social Security Administration (SSA) enrolls you in Medicare. The program covers Part A, Part B, and Part D, which means you can receive hospital care, medical care, and prescription drugs. Medicaid may be available during the two-year waiting period. Medicaid is a healthcare program that provides medical coverage to low-income adults, seniors, pregnant people, and those with disabilities. The program is funded jointly by state and federal governments.
Not only do you get medical care, but you also get tax breaks. You will also be able to draw other benefits through other different programs, such as Supplemental Security Income (SSI), disability insurance, and the Department of Veteran Affairs (VA), if you are a veteran.
Family benefits may also be available, depending on your condition and the dynamics of your household. You can get additional benefits if you have children under the age of 18 or a spouse. You can also receive them if you are a disabled adult who received a diagnosis before age 22. Divorced spouses may also qualify for benefits in some cases. Return to work benefits, survivor benefits, and other benefits are available for low-income Americans.
Don’t forget about food and utility benefits. Those on a limited income may be eligible for benefits that help pay for necessities like food and heat, such as:
- Supplemental Nutrition Assistance Program (SNAP). Those receiving SSDI or SSI may also be eligible to receive SNAP. SNAP benefits supplement the cost of groceries for low-income families. These benefits use an electronic benefits transfer (EBT) card, which works like a debit card.
- Low Income Home Energy Assistance Program. This federally funded program subsidizes heating, cooling, and other energy costs. If you receive SNAP and SSI, you will likely qualify.
Learn More About Social Security Disability Benefits
If you are disabled and unable to work, there are many types of benefits you should take advantage of. Qualifying for SSDI qualifies you for other benefits that can make everyday life cheaper and easier.
A White Plains Social Security Disability lawyer from The Law Office of Michael Lawrence Varon can assess your case and help you understand your financial options. Let us serve as your legal advocate. Schedule a free consultation by calling (914) 228-1770 or filling out the online form.
Source:
marca.com/en/lifestyle/us-news/personal-finance/2023/10/27/653be152ca4741f6708b4578.html
