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SSDI: How Much Will You Get?


You’ve recently become disabled and can’t work to support yourself. You’ve been in the workforce for about 30 years. You’re going to apply for Social Security Disability Insurance (SSDI) to help pay bills. How much money can you expect to receive in monthly payments?

There is no easy answer. Your monthly amount will depend on your individual circumstances. It is determined how much you earned prior to becoming disabled. SSDI benefits are not determined by your financial need. If you are wealthy, you could still qualify for benefits. However, the amount you will receive will depend on your earnings history and your ability to work.

The amount you will receive is based on a complex formula by the Social Security Administration (SSA). There are limits, though, so even if you made a million dollars a year, your maximum SSDI benefit amount will top out at $3,627 per month.

However, not everyone will receive quite that much. In fact, the average is just $1,358 per month, which is less than 40% of the maximum. In New York, the average is slightly higher, at $1,407.15. Delaware residents earn the most, at $1,462.23. Your amount may be higher or lower, depending on your situation.

Another thing to consider is if you have any other income coming in. For example, if you are receiving workers’ compensation, a pension, or disability benefit from a private company, your SSDI benefit amount will be reduced.

If you are working and earning income while receiving SSDI benefits, your benefits will also be reduced. You are allowed to work part-time and still receive your benefits. The SSA has several programs that can help you transition back to work after suffering a disability.

The SSA allows you to earn up to a certain amount of money each month without affecting your SSDI benefits. For 2023, these limits are $2,460 per month for those who are blind and $1,470 per month for non-blind individuals.

Keep in mind how much money you are earning. If you earn more than the allowed amount, your SSDI benefits may be reduced or even stopped. The amount of reduction will depend on your total earnings. The more you earn, the less money you will get from SSDI.

If you are earning a good amount of money, you may no longer be considered disabled. It’s a good idea to consult with the SSA, a qualified lawyer, or financial professional to get personalized advice about your situation.

Learn More About Social Security Disability Benefits

The amount of SSDI you can expect to receive depends on various factors. Hardly anybody receives the same amount.

A White Plains Social Security Disability lawyer from The Law Office of Michael Lawrence Varon can help you obtain the evidence you need to prove your case. Schedule a free consultation today to learn more. Call (914) 228-1770 or fill out the online form.



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