Author Archives: Jay Butchko
Getting Older is Easier for Veterans Thanks to Assisted Living Benefits
Getting old is expensive. We tend to develop medical conditions that require costly maintenance and treatment, such as tests, lab work and medications. Some seniors develop memory issues or mobility problems and require 24/7 care. While some are fortunate enough to be cared for by loved ones, most end up in a nursing home… Read More »
What Medical Conditions Qualify for Social Security Disability Benefits?
If you have suffered a debilitating injury, you may be wondering what happens next. What options do you have for income and benefits, particularly if you can no longer work. What if you don’t have disability insurance? How will you get money to pay bills? Social Security Disability benefits are an option for many… Read More »
Get the Most Money From Social Security Disability
A disability can affect someone at any age. While injuries and medical issues are more likely to occur as someone gets older, even younger adults in their 20s and 30s can suffer life-changing disabilities. In fact, 25% of adult Americans suffer from some sort of disability. While some people can continue to work and… Read More »
New York Expands Workers’ Compensation Program to Allow Additional Provider Types
Workers’ compensation laws can be difficult to understand. Each state has different laws, so what is allowed in some states may be banned in others. For example, in New York, only certain doctors—physicians, psychologists, chiropractors and podiatrists—were once allowed to provide medical care to injured workers. That will change once the new year hits…. Read More »
Temp or Freelance Worker? Don’t Overlook Social Security Disability Benefits
With the rise of the gig economy, more and more people are foregoing permanent, full-time employment and instead relying on a freelance, contingent job (or multiple jobs) to pay the bills. With this comes a lack of security. Temporary workers are often not as treated as well as permanent employees. They lack health benefits,… Read More »
New York Man Faces Felony Charges for Workers’ Compensation Fraud
Most of those who apply for workers’ compensation benefits do so because they are physically unable to work. They suffered an injury in the workplace and can no longer work. Unfortunately, many people lie about the injuries they suffer in order to maximize their benefits. They take advantage of the system, claiming they are… Read More »
Bills Passed Aim to Prevent Suicide in Veterans
Veterans pay the ultimate price for freedom. They risk their lives for Americans. Some die during war. Others survive, but live every day in physical or emotional pain. They may suffer a permanent disability due to their military service. Some have PTSD or other psychological conditions. Many of these veterans, unable to move, end… Read More »
Don’t Overlook Workplace Disability Policies
What would happen if you became disabled before you hit retirement age? How would you replace your lost income? While many people rely on Social Security Disability benefits, these are not guaranteed. While the program does provide basic coverage, the average monthly benefit amount is just $1,200. That puts you at just above $14,000… Read More »
New York Workers’ Compensation Benefits Hardly Enough for Injured Employees
New York expects a lot from employers. The state is making demands of employers, asking them to increase wages for the lowest-paid workers and include paid vacation days as part of employee benefit packages. All the while, the state is doing next to nothing to increase workers’ compensation benefits for those injured on the… Read More »
VA Owes Veteran Homeowners $189 Million
Servicemembers are promised housing, education, disability and other veterans benefits by serving their country. The Department of Veterans Affairs (VA), however, does not always live up to its promises. It is not uncommon for disabled and retired servicemembers to be denied benefits. Sometimes they are not reimbursed for things such as home loan fees… Read More »